Loan Resources

Designed to support you every step of the way, ensuring a smooth and stress-free experience from start to finish.

Mortgage Glossary

Helping you navigate through the complexities of loan applications, understand the different types of mortgages available, and make informed decisions about your home purchase.

Loan Products

Think of a loan product like borrowing money from a friend. You promise to pay them back later, and they might charge you a little extra (called interest) for letting you use their money.

Guides & Forms

Guides cover topics such as the loan application process, credit reports, debt-to-income ratios, down payments, and closing costs. Forms include the loan application, credit authorization, & more!

The Process

Application & Gathering Documents

You will team up with your loan officer to collect items to get the loan process moving along

01

Appraising & Underwriting

A streamlined process with our experts and partners

02

Approval, Processing, & Closing

Everything we do leading up to this point ensures that the closing table is a smooth and exciting experience.

03

What’s the best loan for me?

Fixed-Rate Mortgage

This is the most common type, offering a consistent interest rate throughout the loan term.

FHA Loan

Backed by the Federal Housing Administration, this loan offers more lenient credit requirements and lower down payments.

USDA Loan

Designed for rural homebuyers, USDA loans offer lower interest rates and no down payment for eligible borrowers.

Interest Only Mortgage

Initially, only interest is paid, with the principal balance remaining unchanged. This can result in lower monthly payments.

Adjustable-Rate Mortgage

Interest rates fluctuate based on a benchmark index, making them potentially more affordable initially but riskier.

VA Loan

Available to eligible veterans and military service members, VA loans often offer competitive interest rates and no down payment.

Jumbo Loan

Used for high-value homes, jumbo loans exceed the conforming loan limit set by Fannie Mae and Freddie Mac.

Balloon Mortgage

A short-term loan with a large, final payment due at the end of the term.

Luna Mortgage is here to

Illuminate the Path to Homeownership with Personalized Care

With our team of dedicated professionals, you can expect attentive service and expert guidance tailored to your unique needs. We believe in building lasting relationships based on trust, transparency, and genuine care. Whether you’re

embarking on your first home purchase or exploring refinancing options, we’re here to support you every step of the way. At Luna Mortgage, we’re more than just brokers—we’re your partners in making your homeownership dreams come true.